VOLUNTARY BENEFITS

Voluntary benefits are a great way of bringing exceptional value to your employees at possibly no cost to you, the employer. Typical benefits could be group life, dental, vision, legal shield, identity theft, disability, critical illness, etc.

BELOW IS A SAMPLE BENEFIT SUMMARY.

CONTACT COLLINS FINANCIAL GROUP FOR YOUR CUSTOMIZED BENEFIT PACKAGE.

Full-Time employees are eligible for the following benefits first of the month following date of hire, minimum of 30 hours per week: 24 pays and 24 deductions

Health Coverage: Anthem

• Co-Pay: Primary Care $30

Specialist $50

• Preventive 100%

• ER Co-Pay: $250 then 80%

• Urgent Care $75

• Inpatient: 80% after Deductible

• Prescriptions: Retail $10 Generic / $35 Name Brand Formulary

$70 Name Brand Non Formulary

• Prescriptions: Mail-Order $10 Generic / $75 Name Brand Formulary

$18 Name Brand Non Formulary

• In Network Deductible: $2,500 / $5,000

• In Network OOP Max: $3,500 / $7.000

• In Network Co-Insurance: 80% Employer Pays: 90% of premium Employee Pays per pay: varies by age, gender

Life, AD&D Coverage: Anthem

Term life, AD&D Coverage is $25,000 Flat Benefit

Employer Pays: 90% of premium

SECTION 125 PREMIUM ONLY PLAN THIS ENABLES YOU TO AVOID INCOME TAX ON YOUR MEDICAL, DENTAL, VISION AND OTHER QUALIFIED PAYROLL DEDUCTED PREMIUMS. ALSO, A FLEXIBLE SAVINGS ACCOUNT IS AVAILABLE.

Dental Coverage: Ameritas (No Deductible)

• 100% Coverage for Diagnostic and Preventive

• 80% Coverage for Basic Services

• 50% Coverage for Major and Restorative Services after one year of coverage

• 50% Coverage for Orthodontia child only after two years of coverage

• First Year Annual Maximum $1000, Second Year $1500 and Third Year $2000

Employer Pays: 90% of premium

Employee Per Pay: Single $2.98 Employee + 1 $5.82 and Family $8.74

Vision Coverage Voluntary: Ameritas (VSP)

CARRIER PAYS:

• 100% for single vision lenses; 100% for bifocal lenses; 100% for trifocal lenses after a $25 copay (this does not include special features to the lens)

• Vision Exam: $15

• Frames: $130

• Contacts: $105 in lieu of Frames

• Materials Deductible: $25

Employer Pays: 90% of premium

Employer Per Pay: Single = $2.39 Single + 1 = $.67 Family = $6.94